Punjab ke Chief Minister ne Kissan Card ke zariye farmers ko Rs 3 lakh tak ka interest-free loan aur subsidized agriculture inputs (fertilizer, seed, pesticide) ki sun’at di hai. Registration sabse simplest — SMS 8070 ke zariye.
Kissan Card Kya Hai?
- Interest-free short-term loans Rs 3 lakh tak.
- Subsidized fertilizers, seeds, pesticides directly merchant counter par.
- Cashless transactions — agri-input merchants ke saath digital payment.
- Connection with Punjab Land Record Authority (PLRA) data.
Eligibility
- Pakistani citizen, Punjab domicile.
- Agricultural land holder (owner ya registered tenant).
- Active CNIC + mobile number (registered in applicant’s name).
- No defaults in any previous Kisan / Kissan Card disbursement.
- PMT (Proxy Means Test) score 30 ya kam.
SMS 8070 Se Registration
- Mobile ka Messages app kholein.
- Type karein:
PKC <space> <CNIC Number>(example:PKC 3520212345671). - SMS ko 8070 par bhejein.
- Confirmation SMS milegi jismein Application ID aur next steps honge.
- Nearest Agriculture Extension Office mein biometrics aur document verification complete karein.
- Application approved hone ke baad e-Kissan card produce kiya jata hai.
Required Documents
- CNIC (original + 2 copies).
- Domicile certificate (Punjab).
- Land documents — Khasra Girdawari, Fard-e-Malkiat, tenancy proof (agar applicable).
- 1 passport-size photograph.
- Mobile number registered in applicant’s name.
- Bank account (Kissan Card direct use).
- PMT score verification (Agriculture Office mein).
Loan Ke Slabs
| Parameter | Detail |
|---|---|
| Maximum loan | Rs 3,00,000 |
| Tenure | 6 months (single bullet after harvest) |
| Interest | 0% (government subsidized) |
| Repayment | Per-crop cycle aligned |
Kya Fertilizer Bhi Lena?
Haan. Kissan Card holders subsidized urea, DAP, NPK Fertilizers registered dealers ke through fixed per-bag price per khareed sakte hain. Kissan Card ki balance / limit agriculture subsidy ke liye alag maintain hoti hai.
Card Receive Kaise Hota Hai?
- Agriculture Extension Office verification ke baad e-Kissan Card generate hoti hai.
- Physical card post ya in-office pickup ke through milti hai.
- Card activate karne ke liye PIN ya biometric matching hoti hai.
- Activation ke baad loan limits / subsidy benefits load hoti hain.
Frequently Asked Questions
Q: Application ke baad kitne din mein result aata hai?
Typically 7–15 working days. Apne Agriculture Extension Office har week check karein.
Q: Kisan Card pichle saal ka tha — naya cycle apply karna ho?
Same portal per re-registration karein — eligibility ke baad new slab ya continuity milegi.
Q: Land record mein naam nahi hai?
Pehle PLRA ke active record mein mutation / registry complete karein. Bina land record ke eligibility nahi hogi.
Q: Loan kab tak milega?
Application approved aur verification ke baad 30 din mein sanction. Loan-wallet mein load hoti hai.
Q: Multi-season loan milta hai?
Haan — har Rabi / Kharif cycle mein limit refresh hoti hai.
📝 About the Author: Adeel Khan — Senior News Writer at SARTE International. Agriculture & farmer welfare beat. More about our team →
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Disclaimer: Loan ki limits, subsidy amounts aur procedure Punjab Agriculture Department ke mutabiq waqt-be-waqt update hoti hain. Always verify eligible slabs at official Agriculture Extension Office. SARTE International is update ko verify karta hai magar kisi bhi loan sanction ki guarantee nahi deta.
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