This page is the comprehensive reference of every government-issued card a Pakistani citizen can hold in 2026 — from cash-transfer cards to health and agriculture cards.
Why Multiple Cards?
Each card targets a specific population segment (poverty-line women, farmers, minorities, healthcare-poor, students). The government encourages layering: a widow in rural Punjab may legitimately hold BISP 8171 + Sehat Card + Himmat Card.
Master Card Index
| Card | Benefit | Eligibility | Where To Apply |
|---|---|---|---|
| BISP Kafalat (8171) | Rs 13,500 quarterly cash | PMT-below 32 score, CNIC | 8171 SMS or bisp.gov.pk |
| Punjab Sehat Card (Qaumi) | PKR 1.2 million/year hospital | Punjab resident CNIC | phimc.punjab.gov.pk |
| Kissan Card | Rs 3 lakh loan + subsidy | Land-owning farmer | SMS 8070 / Bank of Punjab |
| Himmat Card | Rs 10,500 quarterly women-headed | Widow / divorced / disabled husband | Punjab Social Protection portal |
| Minority Card (mcard) | Rs 10,500 quarterly minority families | Christian / Hindu / Sikh / Parsi | mcard.punjab.gov.pk |
| Maryam Nawaz Ration Card | Rs 10,000 quarterly rashan | Below-poverty-line families | District Social Protection office |
| Nawaz Sharif / Maryam Card (loans) | SME loan + markup subsidy | Registered small business | Punjab SME Bank + BOP portal |
Apply Methodology (Common Across Cards)
- CNIC number ready (original, valid).
- Mobile number registered against CNIC.
- Send CNIC to dedicated SMS code OR visit portal.
- Eligibility verification (auto).
- Confirmation SMS + dispatch (physical card issuance optional).
How To Verify Card Status
Almost every card allows online status check:
- BISP: SMS CNIC to 8171
- Sehat Card: phimc.punjab.gov.pk → “Check Eligibility”
- Kissan Card: SMS CNIC to 8070
- Himmat Card: Punjab Social Protection helpline
- mcard: mcard.punjab.gov.pk
Card-vs-Loss Prevention
- CNIC is the master key — protect it.
- Never share CNIC photo or number with strangers.
- Beware of WhatsApp “card activation” scams.
Frequently Asked Questions
Can I have all cards simultaneously?
Haan, agar aap kisi bhi card ke criteria match karte hain. Government de-duplication ensures fair distribution.
When are cards disbursed?
Quarterly cycles for BISP / Himmat / Minority / Ration. Yearly for Sehat (auto-renewed).
What about new cards coming 2026-27?
Each Federal / Provincial budget announces new card variants. We will update this page within 30 days of any formal announcement.
Sources: https://8171.bisp.gov.pk, https://phimc.punjab.gov.pk, Punjab Social Protection Department press releases.
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